Will you be the answer for someone like Clare?

Clare and her son, who were helped by CAP, stood next to one another and smiling
You can be a part of the solution for those facing impossible options due to debt. 

Stories in numbers

7 in 10 
people we support are unable to afford winter clothing for their families 
of parents said that debt negatively affected their children 
people were supported on their journey out of debt by CAP in 2022 
Clare looking into the distance.

Sometimes I had to borrow money from my mum to feed the kids. It’s a horrible place to be. You feel a complete failure. 

Clare, who faced impossible options due to debt 

Donate today

  • £29 could keep our phone lines open to take a first call from someone like Clare.
  • £60 could teach vital budgeting skills to people and move them towards a debt free future.
  • £132 could provide day-in, day-out support to someone as they fight free from debt.

Your donation

No one should have to decide whether to buy school uniform or feed their kids. No one should have their choice and dignity stolen by poverty. 

Your donation today could help someone like Clare who is facing impossible options due to debt.

Clare’s story

After leaving an abusive marriage, Clare gave up working in a children’s nursery to focus on supporting her young son, who wasn’t coping with the family break-up.

But Clare’s health deteriorated. She developed chronic fatigue syndrome, couldn’t return to work, and started receiving Employment and Support Allowance. 

The family were doing ok, until the cost of living spiralled.

Clare had to use a store credit card to buy her son’s school uniform. Sometimes she had to borrow money from her mum to feed the kids. She felt like a complete failure.

No one should have to feel like Clare did. Which is why it’s vital that people like you are a part of the solution, so CAP’s in-person support can be there for those who are facing impossible options.

As soon as Clare called CAP, she felt in safe hands. No one judged her, and a repayment plan was put in place for Clare to steadily chip away at the debt. Her local church’s CAP team were with her every step of the way, empathising, caring and praying.

When the cost of living became too much, Clare was advised to go through a DRO (Debt Relief Order) – the only realistic way for her to get out of debt.

Thanks to her local church’s care and support, Clare and her family are now debt free and facing a brighter future.

The relief is immense,’ said Clare. Like a weight lifted off me. I can look back and think, I survived.’

Former CAP client, Clare, smiling with relief at being given a fresh start, free from debt.

Not worrying about debt means I can love my kids and be there for them. Hugs are free in this house! 

Clare, now debt free and facing a brighter future