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Budget recipe binder – Laura’s carrot and coriander soup

calendar03 December 2014

Laura Thomas's avatar Laura Thomas

Budget recipe binder – Laura’s carrot and coriander soup

We hope you've been enjoying last week's recipe from our binder, especially on these cold evenings! We've got another wholesome, warming one for you this week...

This weeks' budget recipe: Laura's carrot and coriander soup.

Laura, from our Creative Media team, says: 'We used to go crazy for this when my mum cooked it – and still do! It's one of my staple soups for cold days, and really nutritious.'

Preparation time: 15 mins, cooking time: 30 mins, serves 4-6.
Total cost = approx. £1.44*

1kg carrots, chopped
1 onion, chopped
2 tsp ground coriander
1/2 tsp ground ginger
1/2 tsp ground mace
1.5l chicken stock
Knob of butter
Salt and pepper

Melt the knob of butter in a large saucepan.
Add the onions, salt and pepper and fry for a couple of minutes, then add the carrots and spices and stir until all veg is coated evenly. Fry for another 5 mins.
Add the stock, bring to the boil, and simmer for 30 mins.
Blend the soup and enjoy with some nice crusty bread!

*prices from Tesco correct at time of publishing

I’m dreaming of a tight Christmas…

calendar30 November 2014

Kate Martin's avatar Kate Martin

I’m dreaming of a tight Christmas…

It’s that time of year when the mounting hope for snow reaches its peak (if you’re under the age of ten, that is).

But what with the pressure to make the presents mount up too, we’ve compiled some tips on how to save the pennies for that snow-induced heating bill... and a merry Christmas all round!

  1. Set yourself a budget: it’s tempting to ‘collect bits’ as and when you see them, but people tend to overspend as they forget what they’ve bought. Writing a list and setting aside a couple of dates on which to go Christmas-shopping will also help you stick to your budget.
  2. Be honest with your friends: tell them it’s been a tough year and suggest that, instead of presents, you all have a nice meal together where each person brings a dish. Quality time together is something money can’t buy.
  3. Buy shared presents: if you have several children of similar age, consider buying a bigger present that they can all enjoy. And if you buy second-hand you could save hundreds of pounds.
  4. Food saving stamps: in the lead up to Christmas, buying saving stamps are a great way to save up for your festive food.
  5. Avoid the post box: why not save on stamps by hand-delivering cards to people in your area? Remember to keep the ones you get to recycle into handmade cards for next year.
  6. Try own brand: supermarkets have come a long way in making own brand food that tastes as good as the named brands, and it’s plenty cheaper.
  7. Agree to buy just for the kids: money is tight for everyone at the moment so most people you know will appreciate a deal like this.
  8. Make chocolate truffles: these are quick, easy, and can be mass-produced whilst looking like you’ve put in loads of effort! It’s also a great activity to involve the kids in. Check out a simple recipe.
  9. Recycle an outfit: rather than splashing out on a new party dress, customise an old one: remove sleeves, make it shorter, add a belt and some sequins... Or swap with a friend; that way you’ll have something new without spending a penny.
  10. Make candles: reuse leftover candles and tea lights to melt into new ones for thoughtful (and cheap!) presents or to adorn the house. You can make them even prettier with ribbon or by adding glitter to the wax.

Katie is part of the communications team at CAP.

As well as applying to trust funds to support the work of CAP, she also helps to publicise the charity so that more people can hear about our free services.

CAP’s partnership with the Department for Work and Pensions (DWP)

calendar20 November 2014

Helen Webb's avatar Helen Webb

CAP’s partnership with the Department for Work and Pensions (DWP)

My passion is to make sure that those who need our help get directed to the services we offer. That’s why I spend my time targeting organisations, which are in regular contact with these people, and asking them to consider referring people to CAP.

Recently I was delighted to be invited to the Department for Work and Pensions’ (DWP) first ever National Partnership Conference 2014 to present how CAP and the Job Centre Plus can work together to help more people out of debt, unemployment and poverty.

Following their visit to Jubilee Mill last year, the DWP was very impressed and keen to work with us. Seeing how our services benefit many of their claimants and customers, they decided to partner with us on a national basis so that they could refer people to us.

This conference was an opportunity to share with the wider DWP network about our partnership and how they can point people to our services. It was an incredible day and I was overwhelmed by the positive response I received from the network.

Afterwards I was presented with a letter of thanks from Paul Williams, Work Services Director. The letter thanked us for ‘The positive and productive working relationships CAP has forged with DWP’. The letter also stated how our ‘debt management support and job club facilities are a fit with many of DWP priorities and have been well received and well supported across the networks’.

For me it’s really encouraging that the DWP recognises how CAP can make a real difference to the very people who walk into their Job Centres. Their network has the potential to reach so many more people in desperate need of our help, so I am excited to see how this partnership will develop.

Helen is CAP's External Relations Manager.

Helen makes national links between CAP and external bodies, and ensures that local centres connect with agencies in their area that can refer clients to our services.

Budget recipe binder – Bev’s chilli bean stew

calendar19 November 2014

Laura Thomas's avatar Laura Thomas

Budget recipe binder – Bev’s chilli bean stew

Find it hard to eat well and healthily on a budget? You're not alone! We thought we'd give you guys a helping hand and share some recipes that are affordable on a budget and taste rather good too!

Introducing CAP's budget recipe binder – first up: Bev's chilli bean stew.

Bev, from our New Enquiries team, says: 'A cheap and cheerful stew, really tasty and packed with protein – a fail safe in our house!'

Preparation time: 15 mins, cooking time: 30 mins, serves 4.
Total cost = approx. £2.74*

1 onion, chopped
1 garlic clove, finely chopped
2 carrots, diced
1 celery stick, chopped
1 tin chopped tomatoes
1 tin chickpeas
1 tin kidney beans
1 tsp chilli powder (or to taste)
1 pint of beef or vegetable stock
A squeeze of tomato puree
Rice/pasta/cous cous
Salt and pepper to taste

Fry the onion, garlic, carrots and celery in a little oil for 10 minutes (or until soft), gradually stirring in the chilli powder, and salt and pepper to taste.
Add the other ingredients and simmer for 20 minutes.
Serve with rice, pasta, or cous cous and enjoy!

*prices from Tesco correct at time of publishing

Bonfire night on a budget

calendar01 November 2014

Kate Martin's avatar Kate Martin

Bonfire night on a budget

November provides a brilliant opportunity for a party or a get together ­– and what better way to welcome the winter than by celebrating Guy Fawkes Night? It’s reasonable to shy away from hosting or seeing friends when you’re hard up, but ‘party’ doesn’t necessarily mean ‘pricey’.

With that in mind, we have compiled a list of CAP’s top tips for bonfire night on a budget:

Choose your guests carefully: most people are more concerned about the opportunity to catch up with friends than on fancy food and fine wine. Equally, you don’t need a house full of people – just as long as the people you do invite will get along and have a good time.

Share the load: there is nothing wrong with asking your guests to bring an offering (be it food, drink or sparklers…), and if you can be specific about what you’d like them to bring, it takes away the pressure of coming up with an idea.

Make punch: booze is expensive, but mixing together cheap fruit juices and own-brand spirits makes a tasty and charming alternative to wine or beer. Check out the BBC website ( for more ideas. Then again, a more seasonal alternative might be to make some hot apple cider…

Keep the food simple: hot dogs and baked potatoes are a great way to keep the party food cheap and cheerful. Visit your supermarket and collect a stock of cheap bread rolls and tinned hot dogs, baking potatoes, and a heap of marshmallows for roasting around the bonfire. Pumpkins are also in great supply this time of year, so why not make some seasonal soup?

Collect your own wood: providing that your local park or meadows are not private, protected or managed, collecting fallen and broken pieces of wood from the ground is a cost-free way of having your own cheeky bonfire.

Old-school entertainment: Fireworks are pricey and over in the blink of an eye. Instead try some games that never grow old, like apple bobbing and skittles, or make your own piñata to keep the kids entertained.

Find a free display: A lot of places have a free bonfire and firework display. Check out what’s happening locally to you and get a bunch of friends together to enjoy the festivities. Veto the pub trip afterwards and suggest everyone brings a drink to enjoy back at your house. Pubs tend to be overcrowded anyway so it will be cheaper and more chilled.

Need some more help with budgeting? Go on a free CAP Money Course, click here to find one near you.

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