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Life Savers

calendar21 March 2018

Life Savers

Written by Nicky Starr

It’s a dark hole, I’m deep down inside,
Searching for a way out,
But the answers I cannot find.

The bills are in piles,
Getting bigger every day.
So many to deal with,
I can’t make it all go away.

The mounting debt causes sleepless nights,
I’m so tired of this,
There’s no end in sight.

The phone rings a million times a day,
I dare not answer it, I cannot afford to pay,
It’s fear and dread in every possible way.

Pay up now or the bailiffs will be round,
But how can I do that?
There’s no spare money to be found.

Crying myself to sleep,
And skipping meals,
For my children I need to keep.
I’m drowning fast,
It’s all too much, this nightmare cannot last.

Then through the darkness there came a light,
I could see an end in sight,
Christians Against Poverty showed me the way,
To keep all my debts at bay.

They took it all off my hands,
A debt coach and a befriender were by my side,
A budget set up and debts being paid, savings put aside,
For the first time in ages, I didn’t have to hide.

Together we battled on,
Four years seven months later we finally won,
You are now debt free,
Now this I couldn’t believe,
Good things don’t happen to me.

The support didn’t stop there,
I had made two good friends in Julie and Ken,
They were still by my side,
Helping me in other ways, as well as a job I couldn’t find.

CAP Job Clubs was launched in my town,
Mine was the first name put down,
Giving me confidence every week,
Feeling able to apply for the job I was looking to seek.

Then I found myself questioning this journey with CAP from the start,
Something was happening inside my own heart,
Looking back, I had seen the signs,
But before it had been just blurry lines.

I am now learning about my faith, working through my own personal hell,
So this story I just had to tell,
I didn’t find Christians Against Poverty, Christians Against Poverty found me,
And through God, they saved my life in more ways than you will ever believe.

Life Savers was written by Nicky Starr. It's the winning piece in our client poetry competition 2018. Thanks to everyone who entered - we were blown away with the quality of the entries we received!

CAP goes flat out with pancake flip mob in centre of Bradford

calendar14 February 2018

CAP goes flat out with pancake flip mob in centre of Bradford

On Shrove Tuesday (13 Feb) staff, volunteers and supporters of Christians Against Poverty (CAP) gathered in Bradford’s City Park for a pancake flipping flash mob. The event saw a group of around fifty people whipping out their frying pans to cheerfully flip, juggle and even play catch with their pancakes for a continuous five minutes (to varying degrees of success!) Health and safety was observed throughout and every dropped pancake was disposed of once the event was over.

The ‘flip mob’ was part of CAP’s latest campaign, the Flipping Marvellous Pancake Party, which has seen people getting together up and down the country to highlight the work CAP does to tackle UK poverty.

Beth Prescott, the flip mob’s organiser and Pancake Party President, said, ‘There was a brilliant atmosphere in City Park during the flip mob, with lots of laughing, a wide range of flipping skills and we had so many people joining in!’

‘While this was an incredibly fun moment, we did it to highlight a serious problem. Living with problem debt is miserable, but CAP works hard to flip lives around by lifting people out of poverty. It’s a message of hope that we wanted everyone to hear and used this opportunity to spread that message.’

CAP recognised as first ever Champion of the Keep Me Posted campaign

calendar30 January 2018

CAP recognised as first ever Champion of the Keep Me Posted campaign

Christians Against Poverty (CAP) has been named as the first ever 'Champion' supporter of the Keep Me Posted campaign to ensure consumers are not digitally and financially excluded.

The Keep Me Posted campaign recognises service providers who offer paper bills or statements free of charge, without altering their frequency unless they have consulted recipients first and without removing access to online services. Keep Me Posted already has the support of over 100 organisations, such as mental health charity Mind, the National Consumer Federation and the Royal Bank of Scotland.

The new 'Champion' status is a reflection of how CAP provides all debt clients with the option of paper statements as well as face-to-face visits for each one in their own home.

Judith Donovan CBE, Chair of the Keep Me Posted campaign, said, 'Christians Against Poverty choosing to be our very first Keep Me Posted Champion is a reflection of both the ethos and the day-to-day work of the charity. Their recent study, Offline and shut out, clearly demonstrates that those who are in debt and poverty are less likely to have internet access, which restricts their ability to manage their financial affairs online. We are delighted to have their support and look forward to working closely together in the future.'

Justin Welby honours John Kirkby at Lambeth Palace

calendar29 January 2018

Justin Welby honours John Kirkby at Lambeth Palace

'When it comes to inspiring others, sharing his story and championing the poor, John is always ready to go again,' these were the words from the Archbishop of Canterbury Justin Welby as he awarded CAP's founder John Kirkby the Langton Cross for Community Service.

The award, previously given to the likes of MP Frank Field and Credit Union champion Sir Hector Sans, was awarded to John for 'service to the poor by equipping the local church to be at the forefront of social change'.


Speaking afterwards, John said: 'It's been quite a day. I feel very grateful for the Archbishop's support of me personally and for his being our Patron at CAP. I accept this award on behalf of everyone at CAP. I am humbled and a little overwhelmed.'

New Christian John began CAP from his spare room in Great Horton, Bradford, in 1996 after both working for the finance industry and having his own financial crisis and considers himself CAP's first client. Since those early days, the charity has grown to help around 25,000 people a year tackling both debt and the causes of poverty.

Read John's story here

CAP named Personal Debt Solution Provider of the Year

calendar23 October 2017

CAP named Personal Debt Solution Provider of the Year

CAP has been named Personal Debt Provider of the Year at the Turnaround, Restructuring & Insolvency (TRI) Awards 2017.

Having won the title of Insolvency Manager of the Year at last year's event, CAP was delighted to be shortlisted for another award and to attend the ceremony in London on Wednesday 17 October.

Members of CAP's Debt Operations team attended the event and were honoured, thanks to support from a judging panel of industry experts.

CAP's Head of Insolvency and Resolutions, Jonny Joslin, said, 'This award is a well deserved reflection of the amazing work all CAP's staff do within our Debt Operations teams. They work with compassion and expertise to see thousands of clients go debt free every year, and it is very encouraging to get this external recognition. It is our passion to provide the very best service we can to our clients, and we are excited to receive recognition of this through the award.'

A list of all the winners from the night can be found here.

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