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We welcome plans for payday lending cap, but will it go far enough?

calendar25 November 2013

We welcome plans for payday lending cap, but will it go far enough?

Christians Against Poverty has today welcomed comments from Chancellor George Osborne that the cost of credit will be capped. 

Ahead of the FCA (Financial Conduct Authority) taking responsibility for consumer credit in April next year, he said: 'Payday lending was almost entirely unregulated when this Government came to office. We’ve created a powerful new consumer regulator; we’ve taken steps to control the roll over of those loans and I think the next logical step is now to cap the overall cost of credit.'

Our Chief Executive, Matt Barlow, said today: 'We are really pleased this issue is still high on the Government’s agenda. Too many of our clients have fallen deeper into debt through high cost lending and we eagerly await the FCA’s new regulations in the Spring. We encourage the FCA to go further and look closely at all areas of the finance industry, not just the headline-­‐grabbing payday lenders but also banks and door-­‐step lenders to protect the most needy in our society. Clearly, too, there is a bigger issue for us all when people have no option but to take out payday loans to pay for essential living costs like food.'

Get the full press release

Forget the latest Christmas ads – this could be the best video you watch this Christmas

calendar22 November 2013

Forget the latest Christmas ads – this could be the best video you watch this Christmas

Meet Zac and Louie – the stars of our 2013 Christmas video. While the high street shops are outdoing each other in the bid to boost sales, why not take a moment to listen to these boys, aged just 8 and 7, as they take us back to basics.

In their own words, without any glitz and glamour, Zac and Louie paint a picture of poverty through a child's eyes. But the best thing by far is hearing them tell of the impact that a small act of generosity had. Receiving emergency food aid from CAP at Christmas time completely transformed the lives of this family – consider the part you can play as you watch and share the video today.

Watch the video Donate now

CAP Debt Help clients speak up in national media

calendar21 November 2013

CAP Debt Help clients speak up in national media

As a result of our input into a key report on personal debt in the UK, we were featured across several national media platforms on Wednesday 20 November.

The report, 'Maxed Out' was published by the Centre for Social Justice and, through the stories of our clients, expresses the concerns of some of the poorest and most vulnerable people in our society. 

Several of our clients were able to bravely share their stories with the nation – letting people know what crippling debt really feels like. Check out the links below to hear and read about them:

BBC Radio 4's Today Programme (1:30 into the programme)

BBC 5 Live (20 minutes into the programme)

BBC News Online

Visit our press page for links to our full press releases and recent coverage

CAP wins £40,000!

calendar20 November 2013

CAP wins £40,000!

We are thrilled to announce that we won £40,000 in an award ceremony last night!

CAP came top in the Sovereign Health 'Good All Round' Awards, being awarded the 'gold' prize of £40,000. Without our supporters, this would not have happened – thank you to every one of you who voted for us!

The ceremony, held in Bradford, saw £140,000 shared out between 14 charities as a celebration of Sovereign Health Care's 140th anniversary. We were delighted to share an evening with a bunch of people who are passionate about making a difference in the lives of those facing issues from homelessness to disability.

Read the full article from Bradford's Telegraph & Argus.  

Living Wage Campaign Week

calendar06 November 2013

Living Wage Campaign Week

This week, there's a big push for the biggest and richest companies in the UK to start paying the living wage (the absolute minimum to keep a roof over your head and food on the table). ShareAction are encouraging people to email their pension company to ask them to put the pressure on big companies to pay the living wage.

Pension funds hold billions of pounds worth of shares in these big companies, so ShareAction wants us to call on our pension funds to use their influence for good.

Check the campaign out and show your support by sharing!


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