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Policy and Government

At CAP we don’t want to just treat the symptoms of poverty; we also want to address the causes. That’s why we’re working tirelessly behind the scenes to shape and influence the policies that affect our clients. It means we get to speak on behalf of the vulnerable to the people with the power to change their lives. And our voice is growing louder.

Industry professionals seek our opinion on current issues, and our recommendations get heard in Parliament. Change is happening. Below are some of the ways in which we are fighting for justice amongst the country’s key decision-makers.

CMA payday lending market investigation

calendar13 January 2015

The Competition and Markets Authority (CMA) has announced proposals to improve the quality of price comparison websites for payday loans, with the aim of bringing customer benefits through greater competition. At CAP we’re pleased improvements will be made but are concerned they do not go far enough and that other competition barriers remain. Read CAP’s thoughts on the latest amendments to these proposals.

Read the full document here

CAP welcome’s the FCA’s study into the credit card market

calendar05 January 2015

With 18 years' experience of helping people out of unmanageable debt, CAP has seen the substantial extent of credit card debt and the impact it has on our client's financial situations. Therefore, we welcome the Financial Conduct Authority's study into the credit card market and have submitted our own response to highlight particular areas for concern.

Read the full document here

Response to the All-Party Parliamentary Inquiry into Food Poverty

calendar08 December 2014

Recommendations will help many CAP clients avoid hunger, says Founder and International Director John Kirkby

Read the full document here

CAP calls for funeral poverty review

calendar03 December 2014

Hundreds of people come to CAP with debt problems caused by a bereavement. We're joining calls for the Government to review the cost of funerals for the UK's poorest.
 

Read the full document here

CAP’s research discussed in the House of Lords

calendar19 November 2014

Members were discussing the Consumer Rights Bill in the House of Lords when CAP’s client survey report was quoted.

The discussions, on November 3, were about the affects of TV advertising from payday lenders on children.

Read the full document here
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Other and previous reports:

The case for fairshare Setting the pace Client report 2015 Client report 2014 Client report 2013

Introducing CAP's External Affairs team

Meet the team representing CAP and building relationships in the credit and debt advice industries, as well as the third sector and with the Government:

Dawn Stobart
Director of External Affairs

Helen Webb
External Affairs Manager

Rachel Gregory
External Affairs Analyst

Daniel Kelly
Creditor Relations Analyst

Kiri Saunders
External Affairs team

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