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Policy and Government

At CAP we don’t want to just treat the symptoms of poverty; we also want to address the causes. That’s why we’re working tirelessly behind the scenes to shape and influence the policies that affect our clients. It means we get to speak on behalf of the vulnerable to the people with the power to change their lives. And our voice is growing louder.

Industry professionals seek our opinion on current issues, and our recommendations get heard in Parliament. Change is happening. Below are some of the ways in which we are fighting for justice amongst the country’s key decision-makers.

Financial education for young people: call for evidence

calendar21 January 2016

A cross-party group of MPs are conducting an inquiry into the impact and effectiveness of financial education in schools across the UK. Hundreds of CAP's volunteers are equipped to run financial education sessions in primary and secondary schools. Read our official response to the call for evidence below, which reinforces the importance of financial education for children and young people and shares our insights from running CAP Money Kids, CAP Money Youth and CAP Money Students  

Read the full document here

Credit card market study: interim report

calendar08 January 2016

The Financial Conduct Authority (FCA) has published their interim report into the credit card market. They have concluded that competition seems to be working well for most consumers and are now turning their focus to vulnerable customers and those in financial difficulty. Read our comments on the interim report and proposed remedies, which welcomes the recognition of many of the concerns we raised in our response to the credit card market study’s terms of reference and stresses the support those in financial difficulty need.

Read the full document here

Financial Advice Market Review (FAMR)

calendar22 December 2015

HM Treasury and the Financial Conduct Authority (FCA) are conducting a joint review to look at how financial advice could work better for consumers. Our greatest concern is the lack of affordable, independent financial advice available to those who are considering whether to release assets to repay their debts. Read our response to the call for input which calls for comprehensive provision of financial advice for all consumers, especially to meet the needs of those who are poor and vulnerable.

Read the full document here

Siobhain McDonagh MP tables Early Day Motion

calendar14 December 2015

MP for Mitcham and Morden, Siobhain McDonagh, has tabled an Early Day Motion (EDM) in support of The poor pay more. An EDM is a formal motion to draw attention to a cause and MPs sign to show their support. So far 24 MPs have signed EDM 865 ‘Christians Against Poverty Report on Prepayment Meters’.

Take a look here.

The poor pay more parliamentary briefing

calendar08 December 2015

Following the launch of The poor pay more, CAP held a briefing in parliament to raise awareness of the report’s findings and recommendations amongst MPs and other key stakeholders. The briefing was hosted by Fiona Bruce MP and attended by over 40 people, including 15 MPs and representatives from Ofgem, the Big Six energy suppliers and the Energy Ombudsman. Guest speakers from Citizens Advice and Money Advice Scotland spoke in support of our findings and several MPs praised the work CAP is doing in their constituency. One MP commented that it was the best attend event of its type he had ever seen and several were interested in discussing further a fairer deal for prepayment meter users.

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Other and previous reports:

Never just a number The case for fairshare Setting the pace Offline and shut out The poor pay more Client report 2016 Client report 2015 Client report 2014 Client report 2013

Introducing CAP's External Affairs team

Meet the team representing CAP and building relationships in the credit and debt advice industries, as well as the third sector and with the Government:

Dawn Stobart
Director of External Affairs

Rachel Gregory
Social Policy and Relationship Manager

Kiri Saunders
External Communications Manager

Jonathan Shaw
Creditor Relationship Manager

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