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Policy and Government

CAP responds to the FCA’s consultation on rent-to-own, home-collected credit, catalogues and store cards

calendar30 August 2018

CAP has responded to the FCA’s latest consultation part of their high-cost credit review. In this consultation we welcomed the broad scope for the review across the high-cost, short-term credit (HCSTC) market, helping to bring consistency across these credit products. We felt that many of the proposed remedies were proportionate and appropriate, but did have concerns that some may be challenging to operationalise in practice. See our full response below.

Read the full document here

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