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Policy and Government

CAP’s official response to the FCA’s consultation on overdrafts

calendar18 March 2019

CAP welcomes the opportunity to respond to the FCA’s latest consultation on overdrafts. We welcomed the move to align the cost of unarranged overdrafts with arranged overdrafts, as well as the requirement for firms to do more to tackle repeat use. The ability for customers to compare the cost of their overdraft with other credit products using an APR percentage and online tools was also welcomed, but CAP is concerned that those who are digitally excluded may not be able to access these benefits.

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