Policy and Government

CAP’s response to the Financial Conduct Authority’s consultation

20 April 2020

CAP is pleased to respond to the FCA's latest proposed package of measures for motor finance and high-cost credit agreements. In particular CAP welcomes the speed and increased span of these measures, helping to build in safeguards for people with motor finance and high-cost credit agreements. However, we wanted to see more provision for people with high-cost short-term credit loans, as the one month interest freeze is not a sufficient period to help all customers regain control of their finances. CAP also called for more clarity for what firms are expected to do once these protective measures have ended, in three month's time. To read CAP's full response, please click below.

Read the full document here

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