Policy and Government

FCA Call for Input – High-cost credit consultation

14 February 2017

CAP has responded to the FCA’s most recent consultation about the high-cost credit, a topic of great importance to us. We were pleased that the FCA had set a broad scope for this consultation as we would like to see consumer protection in place across a wider variety of credit products. CAP clients are more likely to have debts from mainstream financial products, such as credit cards and overdrafts, than with payday lenders. It is often these mainstream products, particularly credit cards, where we see problematic levels of interest and charges, and therefore would like to see more consistent intervention to help those experiencing financial difficulty. To read our full response, click on the link below.

Read the full document here

Latest news and blogs

Five minutes with… Thomas Allen and Kgosi Ngwenya

'For me, the best thing is how much God’s used us as a charity.'

Blog | Monday, 18 November 2019

Feeling SAD?

Feel low during autumn and winter? You're not alone. Here are a few ways to lift your mood.

Blog | Friday, 08 November 2019

Get to know our new UK CEO, Paula

We interviewed her in her home about CAP, the BBC and debt.

News | Wednesday, 06 November 2019

Our details

Telephone
01274 760720

Email
info@capuk.org

Address
Jubilee Mill, North Street, Bradford, BD1 4EW

Privacy, Complaints, Cookies, Accessibility & Legal Information

Charity registered numbers: 1097217 (England and Wales), SC038776 (Scotland).

Company Limited by Guarantee, Registered in England and Wales number: 4655175.

CAP is authorised and regulated by the Financial Conduct Authority.

Quick links

Search for help

Our free local services

Courses in your area

Log in to CAP Money Online

--

Make a donation

Partner with CAP

CAP's logo & brand

capuk.org uses cookies to make the site simpler.

More about cookies