Beyond lifting the pressure and stress that unmanageable debt brings, we’re passionate about seeing clients become completely debt free. That’s why our debt management service has always been strongly focused on helping clients completely resolve their financial difficulty. However, to be truly transformative, debt management needs to ensure clients do not slide back into problem debt once they are no longer receiving ongoing input into their financial management.

The freedom report takes a comparative look at the lasting impact of our debt counselling work through Debt Management Plans (DMPs) and Debt Relief Orders (DROs). The findings show the important role debt advice plays in building financial capability and resilience to ensure people stay free of problem debt in the long-term.