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Some choices are hard.
This one is easy.

£15 a month will change a family's life

£25 a month will change a family's life

£50 a month will change a family's life

£430 lets two families know they’re not alone this Christmas.

£645 brings peace and rest to three families this Christmas.

£860 makes sure four families won't have to face another Christmas in debt

How will my donation be used?

Right now, UK debt is spiralling. Poverty is robbing millions of the basic essentials they need to survive. This Christmas, we need to act. Will you choose to help?

The UK is in the grip of a debt crisis.

Ten years ago, most problem debt came from credit cards, store cards and loans. Today, our nation is increasingly struggling with priority debts like mortgage, rent, utilities and Council Tax arrears, which can have serious consequences when not paid. More and more often, we’re meeting people who are going without the basic essentials to try and pay back what they owe.

Imagine having to choose between feeding your family or facing eviction for not paying your rent arrears. It’s a choice no one in our society should have to make.

CAP is on the frontline. Demand for debt advice is higher than it’s ever been and people in desperate situations aren’t getting the support they critically need. We can’t sit back and let poverty wreak havoc across our nation. We need to stand united. The time to act is now.

Average priority debt owed by new CAP clients when seeking help by year.

Priority debt includes mortgage, rent, utilities and Council Tax arrears etc

Susanna's story

This isn't about a political crisis. It's about people like Susanna.

Cancer robbed Susanna of her relationship and the ability to earn a living. She lost control of her finances and faced losing her home as she was unable to pay her mortgage. She believed suicide was the only way out.

Susanna is not alone. Alongside the local Church, we’re working with thousands of families to make sure they won’t have to face another Christmas in debt. With your support, we can stand with those who are broken and hurting to demonstrate the real spirit of Christmas: that God is with us, even in circumstances that feel insurmountable.