Will you help break the link between disability and debt?

Angela, mum of three, with shoulder length straight brown hair, and a white jumper with pink hearts. She is laughing and very happy.

Give today and double your impact

Thanks to generous supporters who have agreed to match-fund this appeal, every £1 you give will be doubled.*

Disability shouldn’t mean poverty.

Did you know that if you have a disability, you’re 50% more likely to be in poverty? Despite the Government’s recent amendments to proposed welfare reforms, disabled people across the UK remain at much higher risk of financial crisis. In fact, disabled people are at greater risk of deep, long-term hardship, making it harder to escape poverty too.

With a third of those we serve at CAP receiving disability welfare support, we are called to be there for those in need, bringing God’s love and hope – and standing up against injustice.

Will you donate today and help break the link between disability and debt?

Angela’s story

Angela: My name’s Angela.I have a sight condition, so I’m disabled. The stress on our finances became quite real because I couldn’t quite see letters, so I wasn’t seeing the severity of the situation.

Text on screen: Angela’s disability meant she had to stop working. Then her husband was made redundant. The cost of living with a disability, plus the needs of three growing boys, put relentless pressure on their budget.

Angela: You want to climb under a rock, you’re quite ashamed, you’re embarrassed, you just don’t know where to turn and what was real to us is that we could have been – we could be homeless. 

Organisations and anyone that you owed money to were not sympathetic. You were just another name on the list and they just, at the end of the day, wanted their money. And you feel like, as well that, you’re letting your children down because you can’t manage your finances.

I felt comfortable enough to, at my lowest ebb, speak to someone within church who happened to know an organisation that would be able to help us. And that’s what I’m really thankful for. The person at the other end of the phone was just so nice.

It was also really convenient for me, being disabled, that they come and see you in your home. It was a massive relief to know there was someone wishing to listen to you. There was light at the end of the tunnel.

Text on screen: Angela received church-based, whole-person support through St Luke’s, Cranham over 4 years. [Local debt coach] Miles provided face-to-face support to Angela in the familiar surroundings of her own home.

Angela: Once we had completed the plan we received a phone call to say that we’re debt free.
And it’s a great feeling, a wonderful feeling, in that moment to know that you’ve accomplished something. And, you’ve got that hope going forward.

Text on screen: Disability shouldn’t mean poverty. But for Angela, it did. Your donation today can break that link for another person.

1 in 4 
people in the UK has a disability 
Hand holding heart
65% 
of new CAP clients need additional support 
A green icon of a wallet with a pound coin next to it.
1 in 3 
of those we serve at CAP receives disability welfare support 

Your support in action

Your support means people will receive free, professional debt help through a church-based team and support hub. They’ll also receive Christ-centred, church-based, whole-person care to meet their individual needs.

Today, your donation can put the local church alongside someone like Angela to provide support in ways other services can’t.

Angela, mum of three living with sight loss, now debt free

Society is not set up for people like me. But CAP is. 

– Angela, mum of three living with sight loss, now debt free 

Four ways your support helps provide holistic, tailored support to people like Angela:

  1. Face-to-face support through home visits: Due to sight loss, Angela finds it difficult to get to new places. She often needs to go by taxi rather than public transport, which costs more. Debt coach Miles visited Angela at home so she didn’t need to travel, allowing her to feel more relaxed.
  2. Proactively meeting people’s access needs: From the first meeting, Miles wanted to understand Angela’s access needs and the best way to accommodate them. Angela says, ​‘It was so valuable. It felt like we were a team.’
  3. Providing information in different formats: Angela couldn’t read the bills or letters coming through the door, so Miles made sure a debt advisor called Angela to talk through every letter she received from CAP.
  4. Support and contact every step of the way: Miles made sure Angela had CAP contacts saved on her phone, so she could easily reach whoever she needed, from debt advisors to her local church-based team. Angela says, ​‘At low points, I’d call and have a bit of a cry. They were so reassuring.’
Angela, mum of three who lives with sight loss, now debt free

Thank you for your compassion and reassurance. For really caring. For being there whenever I needed someone. Thank you for helping me become debt free! 

Angela 

*Donations will be match-funded up to £120,000. Statistic sources: 1. GOV.UK. 2 and 3. CAP’s 2025 client report. Photography by Tom Price.

Angela, former CAP client, now debt free.

Break the link between disability and poverty for someone like Angela

Give today and make sure the local church can be there for disabled people across the UK. Your donation today will help twice as many people – and you’ll be a part of God’s restoration plan for someone like Angela.

Give now