Self Help

​If you are in severe debt and a CAP Debt Centre does not cover your area, we have a Self Help Pack and online budget worksheet to help you sort your finances out. Sign up here.

Other options

Citizens Advice (CAB)

Citizens Advice (CAB)

Citizens Advice provide free, confidential and independent advice. Use the search facility on their website to find your local CAB.
Community Money Advice

Community Money Advice

Community Money Advice offer free, confidential advice.
StepChange Debt Charity

StepChange Debt Charity

Step Change offer free, confidential advice and they can be contacted on 0800 138 1111, or visit their website.
GOV.UK

GOV.UK

Public services all in one place. Visit their website for more info. An info pack is available for students from Student Finance England, click here to download.
National Debtline

National Debtline

National Debtline offer free, confidential advice by phone on 0808 8084000, by email at advice@nationaldebtline.co.uk, or look on their website.
Payplan

Payplan

Payplan have expertise in offering a full range of debt solutions including free Debt Management Plans (DMPs) and Individual Voluntary Arrangements (IVAs) which can be tailored to suit your personal circumstances. They listen and advise, inform and guide. Payplan's broad experience enables them to provide free debt advice to anyone facing money problems and to support you towards taking control of your situation.