Last Christmas showed the power of generosity, but we also know how vital the following weeks and months are in building debt free futures.
Will you become a Life Changer today?
Our Life Changers are a compassionate community of generous monthly givers who are dedicated to supporting the vulnerable to break free from debt and despair. By becoming a Life Changer, you can become part of the mission to give people the opportunity to defeat debt all year round.
We serve the very vulnerable. We know that a phone call is not enough, many are trapped by the burden of debt in their own homes. Some sit frozen from fear when they hear the post arrive, others live confined to one room, wrapped in coats to fight against the cold. Many eat meals that no one would classify as meals in our modern, rich society. During the day, many worry constantly about getting through it and at night they lie awake, fearing that the next day will be just as difficult — or even worse.
I was scared of the postman. I just gave up in the end. I went into a deep depression and at one point I wouldn’t open my curtains.
Lucy (not her real name)
Startling statistics
48%
Of UK adults limit their electricity or gas use once a month due to the costs*
21%
skipped meals at least once per month due to the costs*
Yet even as poverty tightens around those in the most desperate situations, the support of Life Changers pushes back against its cruel effects and brings hope for a brighter future. Your gift provides enhanced support to the most vulnerable, delivering the hope of a debt free future.
Continuing the Story: Long-Term Support for Paul, Sam and family
Last Christmas is the one where I never want to experience ever again. Paul was having to work more and more for what was generating less and less. The debt just got worse and worse and worse. My body broke down. I had a stroke.
From the very first visit with CAP Jonathan reassured us so quickly that it was manageable. He prayed with us which meant so much, actually, in that moment. We give him a big pile of debts that we thought, ‘Oh, it’s horrible and we’ll never get past it.’ And Jonathan’s looking through them like, ‘Yep, yep, yep, yep, yep.’ The money side were great, but it was the personal touch that he had in it.
You’re seeing the, the gospel in action and you’re on the receiving end of that love and care. That impacts you in a way that’s quite hard to describe, actually. We just looked at each other and cried and said, ‘Yeah, this is the point where we know.’ ‘There’s a future here.’ Now we’re actually debt free. Family life has grown strength to strength. We’ve learned lessons financially, in the way that we run our home and the way that we budget is completely different to before.
We’ve got pots for Christmas, we’ve got pots for this and that and Sam saves pots for everything — so we’ve actually got savings, and that’s a novelty for us.
There’s a lightness again now, and we just feel like a, a family and a and a couple again.
Poverty isn’t just for Christmas
By becoming a valued Life Changer, your gift serves as an answered prayer for many in need of hope beyond Christmas and all year round.
Your monthly gift equips people to engage with our resources, tools and courses to journey back to freedom and community, leaving behind isolation and despair. We have seen clients rise from depression, isolation and loneliness because they took the courageous step to seek help from CAP and the incredible Life Changer community.
I really want the word to be spread about CAP — that’s why I give. I want CAP to be able to carry on helping people.
A Life Changer
Discover more about how your goodness and generosity transforms lives here.
By giving monthly, our Life Changers provide vital support all year round. Will you start your monthly gift today?
Join todayFAQs
Life Changers are our community of regular givers who partner with us to provide consistent, long-term support to people on their journey to becoming debt free. Your monthly gift empowers us to offer vital services and resources that transform lives.
Regular giving provides a predictable and sustainable source of funding, which is essential for us to plan for the future and invest in long-term solutions for our clients. It allows us to be there for them every step of the way.
Your monthly gift directly supports our frontline services, including debt advice sessions, budgeting workshops, ongoing support from debt coaches, and access to vital resources that empower clients to take control of their finances.
Any amount you can give is deeply appreciated. We suggest giving tiers starting from £12 a month, but even small regular gifts add up to make a significant difference.
Yes, absolutely. You have full control over your giving. You can easily update your information or cancel your gift by contacting our Supporter Care team. For any changes to your direct debit details or payment dates please contact the team. You can contact our Supporter Care team by phone at 01274760761 or by email at [email protected]
We’ll keep you updated regularly with stories of impact, programme news, and information about how your support is changing lives.
You can contact our Supporter Care team by phone at 01274760761 or by email at [email protected]
We are committed to being transparent and accountable with how we use your donations. Our financial reports are publicly available on our website, and we are regularly audited to ensure the highest standards of financial management.
Regular giving allows us to provide predictable, ongoing support for our clients as they work towards their long-term goals. It funds consistent access to debt advice, budgeting resources, and ongoing coaching, which are crucial for their success.
Many Life Changers tell us they experience a deep sense of purpose and fulfillment knowing they are making a tangible difference in the lives of others. They feel connected to our mission and part of a community of compassionate supporters.
