As we step into the new year, we want to say thank you. Your kindness and generosity have helped families find hope, stability and future that now looks bright.
Every prayer or financial gift makes a difference, and these stories are proof of what you’ve made possible.
This is what hope looks like
Click the quotes below to discover their stories:
Holly found herself in spiralling credit card debt after a relationship breakdown. She then found out she was pregnant and her working hours were also cut in half. This is the story of how Holly found the support she needed through CAP and her local church.
Paul got into trouble with the police and went to prison. He struggled to settle down in a good job and fell behind on his rent. When rent arrears started creeping up, he found CAP’s number on a leaflet at his doctor’s surgery. That’s when he got in touch with CAP and found hope through his local debt centre.
Melinda struggled with mental health problems and was forced to choose between buying essentials or paying the bills. Melinda’s local church then stepped in, supporting her to become debt free and find a renewed faith again.
Julie, a single parent who was overwhelmed with debt, became terrified of every knock on the door in fear of enforcement agents. With help from local CAP worker, Hannah, Julie could start the process to become debt free and gain control of her life, letting her be ‘in a better place, emotionally, physically and mentally.’
Lifelong anxiety and work redundancy left Bea and her husband, Keith, in a debt crisis and feeling utterly hopeless. But, a decision to walk into a local church transformed her life.
After Simon’s wife passed away, he was left with managing the finances on his own. The debt started to build up and Simon lived in fear of eviction, suffering with mental health problems. Simon hadn’t had visitors in two years, so the personalised home visits from his debt coach, Jim, helped him gain back his confidence.
Every debt free celebration and new skill learned in 2025 was possible because you chose to stand with CAP to end UK poverty. Your continued support is more than a gift—it’s a lifeline for thousands of families. It means that we can continue to work with churches to offer practical help and spiritual hope through our services, reaching even more people in 2026.