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Where your money goes

CAP debt centre manager stood opposite CAP client, both are smiling at each other
Find out how we steward our donors’ money and the difference it makes in our annual report and accounts. 

CAP has an incredible network of individuals and churches who give financially to support our work across the UK and we’re committed to stewarding this money well. Every pound we receive is used to support our vital work, with the ultimate goal of providing our clients with the best possible service and outcome.

How we use our income

Here’s a breakdown of how we used the money we received in 2023–2024. The white figures in bold are the current figures for the 2023–2024 Annual Report, and the green figures show the comparison to 2022.

Image showing graph of charity income and outgoings in 2023-2024

Annual reports

We want to be transparent and open about where this money goes, and you can download our most recent annual report, plus previous editions, below.

Further information

Some more information on how we spend funds and steward money wisely.

Christmas appeal
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Bring a family joy this Christmas

A Christmas beyond breaking point

Dad sat with his two young children, all three are staring at the camera with sadness next to a Christmas tree