Students face one of the biggest budgeting challenges out there: An irregular income of termly loans/grants, long summer holidays with no guaranteed income, house and bill sharing, negotiating student loans and overdrafts.
CAP Money Students is a short, practical course that will put students in control of their finances while they are at university. It teaches the CAP Money Course alongside vital information about student debt.
In a society where so many young people are growing up without any direction on how to navigate their way through the important decisions about how to handle their money. CAP Money Youth is designed to change all of that. This practical and engaging workshop for 14–16 year olds, teaches young people how to identify income and expenditure, and how to build a balanced budget so that they can live within their means. This course is the first step towards giving our young people the tools they need to avoid the pitfalls of money management.
The multi-media session is an interactive mixture of presentation, DVD, case studies, exercises and activities to really engage young people with the content. Our interactive budget builder allows pupils to practice their new skills and see the impact of decisions about spending straight away.
Did you know that we form spending habits from as young as seven?* With credit just a text away, it’s vital we give our children a head start in learning how to be money-wise. This course is ideal for helping young minds start exploring the value of money in a fun, engaging and relevant way.
Aimed at children aged 9–11 years old, CAP Money Kids meets national curriculum standards so it’s perfect to take into primary schools. It can also be used with youth groups, Scouts Guides, Cubs, after-school clubs, or with your own children. This course sets the foundations of good money management to ensure children grow up to be financially capable adults.
The course is designed to run over two sessions lasting up to 1hour and 35minutes each (some activities are optional to allow flexibility in time). Sessions are taught through interactive stories, games and real life situations to engage children with the content.
*www.moneyadviceservice.org.uk; Adult money habits are set by the age of seven years old shows new study; The Money Advice Service 2013.
