CAP Debt Help

Self help

While we're not currently taking on any new clients in England, Wales or Northern Ireland until early 2020, we've created a simple self help guide that will walk you step by step through the process of getting yourself out of debt.

Live in Scotland? We may have some appointments in your area. Find more here.

This option is also suitable for anyone who has chosen to deal with their debts through the Independent Option.

Also below is a list of trusted organisations that provide debt advice free of charge, and how they may be able to help you:

Download our self help pack

Other options

StepChange
offer tailored advice and practical solutions to help you manage debt and make a fresh start.

Find out more.

PayPlan
offers comprehensive advice, guidance and support for anyone struggling with debt.

Find out more.

Community Money Advice
have free face to face money advice centres reaching anyone in need with quality advice from form filling to personal insolvency.

Find out more.

National Debtline
is a free, independent and confidential debt advice service run by the charity Money Advice Trust.

Find out more.

Citizens Advice
help people resolve their legal, money and other problems by providing free, independent and confidential advice.

Find out more.

Money Advice Service
The Money Advice Service are an independent service, set up by government to help people make the most of their money, they give free, unbiased money advice to everyone across the UK – online, over the phone and face to face.

Find out more.

GOV.UK
offers public services all in one place. Visit their website for more information. An info pack is available for students from Student Finance England.

Find out more.