Free debt counselling in your community from an award winning charity.

CAP Debt Help

Self help

Whilst we try to make our comprehensive, free service available to everyone, sometimes this isn't possible. If you are unable to access our full service, then our alternative option is to download our self help pack. This simple guide will walk you through the process of getting yourself out of debt.

Download our self help pack

Other options

StepChange offer tailored advice and practical solutions to help you manage debt and make a fresh start. Find out more.

Citizens Advice help people resolve their legal, money and other problems by providing free, independent and confidential advice. Find out more.

GOV.UK offers public services all in one place. Visit their website for more information. An info pack is available for students from Student Finance England. Find out more.

Community Money Advice have free face to face money advice centres reaching anyone in need with quality advice from form filling to personal insolvency. Find out more.

National Debtline is a free, independent and confidential debt advice service run by the charity Money Advice Trust. Find out more.

PayPlan offers comprehensive advice, guidance and support for anyone struggling with debt. Find out more.

Money Advice Service The Money Advice Service are an independent service, set up by government to help people make the most of their money, they give free, unbiased money advice to everyone across the UK – online, over the phone and face to face. Find out more.