Weighed down by debt?

Well done for taking a really brave step and seeking help with your debts. At the moment there are no appointments available for our Debt Help service in England, Wales or Northern Ireland. But don't worry, until we begin taking clients again in early 2020, there are a number of other free, trustworthy organisations who may be able to help you instead. You can find out more about them and how to get in touch here.

Live in Scotland?

If you need debt help, we are now taking on new clients. Find more here.

I need help with debt. Who can I go to?
While offering practical and emotional support through local churches may be unique to CAP, there are some other great trusted organisations that offer debt advice free of charge. Find out more about them and how they can help you here.

I am already a CAP client, does this affect me?
No. If you're already working with us, the service you receive will not be affected. Don't worry, we're committed to seeing every single one of our existing clients all the way through to becoming debt free!

When will you be taking on new clients again?
We are working towards beginning to take on new clients again in early 2020.

Does this affect group services, too?
These changes will only affect our Debt Help service. All our Job Clubs, Fresh Start and Life Skills groups are running as normal and there are CAP Money Courses being run through churches across the country too.

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