You can pay back your debts through a plan overseen by the court, which protects you from any further action from your creditors. We can help you apply for an Administration Order if it’s the best route for you.
Please note, this option is only available to those living in England, Northern Ireland and Wales.
To be eligible for an Administration Order you must:
- Have debts that total less than £5,000
- Owe money to more than one creditor
- Have a county court judgement (CCJ) against one of your debts
- Have a sustainable budget so you can make monthly payments to the Administration Order
If further debt comes to light and you owe more than £5,000, your Administration Order may be cancelled.
How do I create an Administration Order?
1. Applying for an Administration Order
If an Administration Order is right for you, CAP will fill in a court form on your behalf. You’ll need to sign this and take it with you to the court, along with some paperwork.
The court will then set a hearing date to determine whether an Administration Order should be made, which you’ll need to attend.
3. Repayments begin
If the hearing concludes that an Administration Order should be made, then the court will set you a rate of repayment. If this would take a long time, they may grant a Composition Order, reducing the amount you owe and limiting the time you need to make repayments for.
If you need this, CAP will help you fill in the right forms and there would be another hearing to decide whether to grant it to you or not.
4. Debt free
At the end of the Administration Order, you’ll be debt free.