Report summary
In the last 12 months, there has been an alarming rise in reliance on credit to survive — three fifths of those who responded to the survey had to borrow money to pay their bills. Deficit budgets form the biggest reason for a call for help — both the amount that we see daily, and the depth of the deficit are distressingly prevalent.
We see close partnership with the industry as the only real way to make a difference and defuse the ticking time bomb of debt. The report is divided into three key parts:
Part I: The collapse: what causes people to become trapped in debt?
Part II: Crushed under the weight: The impact of debt
Part III: A helping hand to clear the rubble
The sobering statistics
![](https://capuk.org/assets/icons/_140xAUTO_crop_center-center_none/person-money-pound-green-rgb.png?v=1709914357)
![A green icon of a wallet with a pound coin next to it.](https://capuk.org/assets/icons/_140xAUTO_crop_center-center_none/wallet-money-pound-green-rgb.png?v=1704704534)
![Broken heart icon](https://capuk.org/assets/icons/_140xAUTO_crop_center-center_none/heart-broken-heartbreak-green-rgb.png?v=1715257698)