Credit is too often the only available source of help for people in difficulty. With over 4 million people in the UK now depending on credit to make ends meet, much more needs to be done to help people achieve financial security and freedom – both now and in the future.
Lifelines to safety unpacks the reasons why people are pushed towards credit to get them through financial storms, and how we can offer accessible routes to safety.
Before we were in debt but we could still have a reasonable standard of living. Now we don’t have anything. We’re struggling to fund food and clothing just to live and to pay the ongoing bills. Me and my wife are finding that we are having less and less food on our plates so the kids can have the amount that they need.
– Shaun, CAP client