The CAP Money Course

Three women stood together, laughing and chatting.
The CAP Money Course is a free course that will teach you budgeting skills and a simple system to successfully manage your money. 


In just a few weeks, you will get to grips with your finances so you can budget, save and prevent debt.

Whether you already feel pretty organised or whether you feel the panic rising when you try to spend money from your account, the CAP Money Course will help you take complete control of your finances. There are hundreds of courses run throughout the country each year, along with specific courses for students, young people and kids.

Enter your postcode now to find your local course and get to grips with your finances:

Find your local CAP Money Course

How the CAP Money Course can help

Hear from some of the people who have completed a CAP Money Course

Roughly speaking, yeah.
No. Roughly.
We know what’s going on but there’s very little in there.
Yeah, you have to keep up with it.
Definitely, you have to keep on top of things.
Hmm, no.
I think I’m overdrafted.
I know that they take quite a lot of money out that they shouldn’t.
Every year, over ten thousand people go through the CAP Money Course. It’s a simple system, it will help you control your money. And it really is important that you
get money under control. It’s so exciting to see literally thousands of lives transformed by this system. The good news is the CAP Money Course
will work for you. 

Before CAP Money, I was very disorganised with my money. I had wages coming in, bills going out, spends going out, treats on the kids going out, and not knowing where I was at on a regular basis; very disorganised. Since I’ve done the CAP Money Course, everything makes a little bit more sense. I can budget a lot better.
We’ve got money allocated for treats for the kids and stuff like that, so, everything is a lot easier now.

What I really liked about the CAP system was it really helped me to, kind of, break things down so I now have a home improvement fund.I have a fund for holidays, I have a fund for Christmas, I have a fund for birthdays, I have a fund for getting my hair cut. So it’s really helped me put things in order and I know exactly where everything is. I knew I wasn’t in a lot of debt, but, nevertheless it was something I put off. So CAP was fantastic because it meant that I could face up to the reality of what was coming in and what was going out.

If you think the CAP Money Course could be perfect for someone you care about, use our postcode search to find your local CAP Money Course. If there is one nearby, your loved one will need to get in touch themselves.

Explore the CAP Money Course further

Building a workable budget is vital in taking control of your money. It will help you see exactly what you are spending, how you could save money and prioritise your spending to include the things you really need or want to do.

The CAP Money system will give you a practical way of sticking to your budget. The system uses three accounts, so you can make sure your money is going towards the things you planned for in your budget.

Login to CAP Money Online

Attend a CAP Money Course and get access to CAP’s bespoke budgeting tools on CAP Money Online.

Our impact

Christians Against Poverty (CAP) is a charity that has been providing free professional debt help and community groups through local churches since 1996. We see thousands break free from debt every year.

Across the UK in 2020:

8,815
people were supported by CAP debt help 
2,502
people became debt free 
4,856
people started their journey out of debt 

No. CAP will help anyone regardless of their religion or beliefs.

We monitor our services to make sure that everybody receives the same caring service regardless of race, nationality, religion, age, gender, marital status, sexual orientation or disability.

Find your local CAP Money Course

Enter your postcode now to find your local course and get to grips with your finances.