Before CAP, I was lost. I was like an ostrich with my head buried in the sand, and I had this brick wall around me as well. No one could come in or out of me, like I wouldn’t let anybody close to me. We first met with our church community, Church Ramsgates, and the wife knew one of the people who went there that’s how we first come in contact with CAP. The wife was speaking to Heather Princess and one of our friends Hannah. Heather suggested that we go to a CAP Money course. CAP Money taught me how to budget, so we went through a budget of our accounts, tax, water rates, TV licence, gas, electric, rental, and it was amazing to know that our income and our expenditure were completely different. What we didn’t realise was, or what my wife didn’t realise was, the amount of debt we were in. We were in £24,000 worth of debt. Heather said, “Don’t worry.” And it was the first time anybody ever said don’t worry. She said that she would refer me to CAP Money Plus. It took us three years to get out of debt. Next year we’re gonna have our first proper holiday. We now have money in more pots than ever. We have money saved up for next year’s car insurance already. CAP helped me, but God saved me. My life was goin’ the wrong way and since Jesus entered my life it’s been amazin’. We were baptised two years ago on our wedding anniversary. The love of the church and of man has amplified how God has entered into our lives. They’ve assisted in my growth, my nurture. Before, the Bible was probably a doorstop, but now it’s not it’s wherever I go, it’s in my book bag now. There’s one in my locker at work. Whenever I get five minutes, I read and it becomes second nature. It brought us closer together as a family, and we’re so close now because of the community and because of CAP and now because of being debt free. It’s just amazing.