CAP Debt Help

Every 20 minutes and 15 seconds, a property is repossessed.¹ Today, there are people in your community whose lives are being devastated as a result of debt. They may be struggling to feed their families, suicidal, depressed and alone.

People like Emma who, before CAP, was skipping meals so her kids could eat and was on the verge of being evicted. However, since Emma’s local CAP church got involved, she is getting help with her debt, and has also come to know God and found a supportive church family.

Partnering CAP’s service with the compassion of the local church is changing thousands of lives like Emma’s every year.

1. The Money Charity Debt Statistics, June 2014.

What CAP provides

CAP provides your church with all the training and support to enable you to deliver a professional debt counselling tool that’s proven to help some of the most vulnerable in society.

We do all the debt counselling centrally, allowing your Centre Manager to focus on supporting the clients spiritually and practically. This means your church won’t have to worry about all the financial and legal knowledge, as our highly trained caseworkers at head office will take care of all that for you.

What your church needs to do

In order to open a CAP Debt Centre, you will need the following:

To recruit a CAP Debt Centre Manager who can work a minimum of four sessions per week (one session is a morning, afternoon, or evening).
Access to a computer, internet and mobile phone.
Volunteers who are willing to support the Centre Manager and CAP clients.
A CAP speaker to give a talk at a Sunday service, which will include a regular giving ask.

How much does it cost?

Opening a new CAP Debt Centre incurs a significant cost to CAP (roughly £14k per year), but we are happy to invest in local churches that want to help the poor and save the lost in their communities. However, we do ask that churches share in this cost and make a monthly contribution towards at least a third of CAP's costs - a minimum of £600 per month.