Free debt help in Wales | Christians Against Poverty

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CAP Debt Help

We're on a mission to help you

Across the UK in 2020...

8,815

people were supported by CAP Debt Help

2,502

people became debt free

4,856

people started their journey out of debt

we are

Christians Against Poverty

Christians Against Poverty (CAP) is a charity that has been providing free professional debt help and community groups through local churches since 1996. We see thousands break free from debt every year.

CAP is authorised and regulated by the Financial Conduct Authority (FCA).

Watch the video to find out more about us.

Start your journey to freedom today.

we are

Christians Against Poverty

CAP is authorised and regulated by the Financial Conduct Authority (FCA).

Watch the video to find out more about us.

Start your journey to freedom today.

Don't worry, we've got you covered

Os fysa’n well gennych chi siarad Cymraeg neu Saesneg.

We've been helping people break free from debt for over 25 years. We're a charity that provides debt help completely free of charge.

There are many different routes to get out of debt. We'll walk you through all the suitable options based on your circumstances, from which you can choose the best route to becoming debt free.

CAP won’t just support you in resolving your problem debt. We’ll empower you to break free from worry and fear, finding confidence and hope again.

Debt Management Plan

Debt Relief Order

Bankruptcy

Individual Voluntary Arrangement

Administration Order

Full & Final Settlements

Find a centre in your area

To find debt help, fill in your postcode and see what CAP services are in your area.

CAP Debt Centres

CAP Job Clubs

CAP Life Skills

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CAP Debt Centre

If you are in debt, you've come to the right place. We are a charity that gives free help to anyone in debt. Thousands of people have already been given hope and a solution. Find out more about CAP Debt Help.

To book an appointment or find out more, call our New Enquiries team on 0800 328 0006.

Need assistance?

There are CAP Debt Centres covering your area.

Unfortunately your area is not covered by any of our debt centres.

Our debt centres work through home visits so they each have a catchment area. If you live outside this catchment area, unfortunately we will be unable to help you through our debt centres. There are, however, other options available to you - find out more.

Need assistance?

CAP Job Clubs

Your local CAP Job Club will give you practical help as you seek employment. It's a relaxed environment with the chance to meet other jobseekers, get support and gain the skills you need to find work. Find out more about CAP Job Clubs.

To book your place or find out more, get in touch using the details below.

Need assistance?

There are CAP Job Clubs in your area.

Unfortunately there are no job clubs running in your area.

CAP Life Skills

CAP Life Skills is a friendly group that gives you the confidence and decision making skills you need to survive life on a low income. Find out more about CAP Life Skills.

Need assistance?

There are CAP Life Skills groups in your area. Join a course using the details below.

Unfortunately there are no CAP Life Skills groups in your area.

Need assistance?

“

In the past when I was all on my own, I thought that there was never any hope and it was always dark. Now I’m living a brighter, bigger, more colourful life.

Sharon
Became debt free through a bankruptcy route with CAP

“

I feel a different person. CAP saved my life.

John
Became debt free through a repayment plan with CAP

“

Now I feel in control, I don’t have to choose between petrol, food, or heating.

Edith
Became debt free through a repayment plan with CAP

meet the

New Enquiries team

Our friendly New Enquiries team will be the first people you speak to when you call us.

They’re great at listening and are ready to chat through the help that’s available to you, getting you started on your journey out of debt.

Questions

If you have any questions, we’d love to help answer them.

I am in debt. I need help. What’s my first step?

No matter how large or small your debt problem is, we can help. The first step is often the hardest, but it's really worth it. Asking for help can be daunting, particularly for many of CAP’s clients who have reached a crisis point before calling to book an appointment. Our friendly New Enquiries team is the first port of call for clients. We’d love to listen to you and see how we can help get you started on your journey out of debt.

Start by searching your postcode here, or give us a call on 0800 328 0006.

Does it cost me anything?

No. Our service is completely free. We are able to provide a totally free service because CAP is a charity and receives donations from churches and individuals who want to help people.

Find out what’s in your area – search your postcode here.

I want to help someone I know, what can I do?

It can be really worrying when someone you care about is going through a difficult time. We understand that many people will speak to friends and family before they speak to a debt professional. Check if they live within the catchment area of a CAP Debt Centre using the postcode search finder on this page.

If they do, ask them to call us on 0800 328 0006.

I need help with budgeting. Can CAP help me?

Yes we can help! We have a course called ‘CAP Money Course’ which is a revolutionary money management course that teaches people budgeting skills and a simple, cash-based system that really works. This course will help anyone to get more in control of their finances, so they can save, give and prevent debt.

Find out if there’s a CAP Money Course in your area – search your postcode here.

Can CAP provide emergency support with food or fuel?

CAP works closely with food banks in many areas, and in some cases can provide our clients with emergency practical support in the form of food or a fuel voucher.

To discuss what help we can offer in your local area, give us a call on 0800 328 0006.

Do you have to be a Christian?

No. CAP will help anyone regardless of their religious beliefs.

We monitor our services to make sure that everybody receives the same caring service regardless of race, nationality, religion, age, gender, marital status, sexual orientation, or disability.

Start by searching your postcode here, or give us a call on 0800 328 0006.

What if there is no CAP centre in my area?

Don’t worry. Give us a call on 0800 328 0006 and one of our friendly New Enquiries team will be happy to talk through what other services may be able to help.

To find out what other services may be able to help, give us a call on 0800 328 0006.