Working out a budget
On the Debt Management Plan, we’ll work out a budget for you. This will include essential payments like rent/mortgage and utilities, living expenses and leisure. It will also include payments towards your priority and non-priority debts. Your payments are arranged depending on what you can afford and negotiations with your creditors. We’ll give you an estimate of how long it will take to repay your debts, provided you stay on track with your CAP Plan.