While we're not currently taking on any new clients in England, Wales or Northern Ireland until early 2020, we've created a simple self help guide that will walk you step by step through the process of getting yourself out of debt.
Live in Scotland? We may have some appointments in your area. Find more here.
This option is also suitable for anyone who has chosen to deal with their debts through the Independent Option.
Also below is a list of trusted organisations that provide debt advice free of charge, and how they may be able to help you:
Download our self help pack
offer tailored advice and practical solutions to
help you manage debt and make a fresh start.
offers comprehensive advice, guidance and support for anyone struggling with debt.
Community Money Advice
have free face to face money advice centres reaching anyone in need with quality advice from form filling to personal insolvency.
is a free, independent and confidential debt advice service run by the charity Money Advice Trust.
help people resolve their legal, money and other problems by providing free, independent and confidential advice.
Money Advice Service
The Money Advice Service are an independent service, set up by government to help people make the most of their money, they give free, unbiased money advice to everyone across the UK – online, over the phone and face to face.
offers public services all in one place. Visit their website for more information. An info pack is available for students from Student Finance England.