As I begin reflecting on 2024, I want to express my deepest gratitude for your continued support in our fight to end UK poverty. Your generosity and compassion have made an impact on the lives of so many individuals and families trapped in debt and poverty.
Stewart McCulloch, Chief Executive Officer
Our gift to you: order your free 2025 supporter calendar
To celebrate the work being done to fight poverty in local communities all over the UK, CAP has put together a 2025 calendar, made up of photos taken and sent in by amazing supporters.
Orders for the calendar are now closed, thank you to all who requested this free gift. Your 2025 supporter calendar is now on its way to you.
I hope that as you journey through 2025, this small gift will remind you of the lives you’re helping to transform in each of the communities shown.
Stewart McCulloch, Chief Executive Officer
Looking back at the past year, we’re reminded of how many people were supported through their local church and CAP. This wouldn’t have been possible without your generosity. Because of supporters like you, thousands of people were able to step into a life in all its fullness.
The impact of your support in 2024
Thanks to your support…
Behind every number is a life changed—thanks to you
When we say that 2,506 families and individuals became debt free, it means 2,506 lives were transformed and hope was restored. Behind every number is a person or family that’s been positively impacted by your generosity.
Meet Bea. She was drowning in unpaid bills and struggling with mental health problems. But one day, she saw a sign outside of her local church that read‘Hope’. That’s when Bea met Debt Coach, Barney, and discovered CAP’s holistic support that helped her step out of the darkness.
I’m the type of person that I think I should be carrying it all myself, but then I realised that we weren’t coping, and I didn’t know what else to do.
Your support helped Bea to become debt free and find hope again.
It’s like somebody was guiding me slowly. I’m also believing in God again, which has been a long time since I believed in it, and it’s good to know that it’s still there. It’s just this extra strength.
Because of your generosity, even more lives have been transformed. Hear from some of those people in their own words.
I have my life back now. [After becoming debt free] I felt like a little child who found a toy, and now I want to show and tell everyone about it.
Jim, who became debt free with CAP in 2023
I think not having used a debt service before you assume it’s just a stranger, and paperwork, but it wasn’t like that at all. Our Debt Coach, Jonathan, is somebody now who we keep in touch with.
Sam, who became debt free through CAP in 2024
I’m becoming me again, I’m being the Lyndsey I should be, instead of this person who is down all the time. I’m a completely different person.
Lyndsey, who became debt free through CAP in 2024
Looking ahead to 2025
Every debt free celebration and new skill learned in 2024 was possible because you chose to stand with CAP to end UK poverty. Your continued support is more than a gift—it’s a lifeline for thousands of families. It means that we can continue to work with churches to offer practical help and spiritual hope through our services, reaching even more people in 2025.
With your continued support and faithfulness, many lives will be transformed next year. Thank you and God bless you.
Stewart McCulloch, Chief Executive Officer