Am I eligible for the Government's cost of living payment?

Woman typing on a calculator, holding a pen ready to write in her notebook which is next to her.
Owen Crane

Digital Content Creator

Find out if you could receive money to help with the cost of living 

I’m sure I don’t need to tell you that the cost of living crisis is real. Inflation is having a direct impact on food prices and pushing up the cost of your weekly shop. In addition, the cost of petrol, as well as gas and electricity is skyrocketing. On top of all that, the Government has announced a further increase on the energy price cap, up an additional 65% this autumn.

As bleak as this is, there is some good news. The Government has announced additional help for people on benefits. However, it can be a little confusing as to who gets the help and when it’s available. Read our simple guide below to see what this could mean for you.

Who gets the cost of living payment?

If you receive any of these benefits then you will be eligible to receive a payment.

  • Universal Credit

  • Income-based Jobseekers Allowance

  • Income-related Employment and Support Allowance

  • Income Support

  • Working Tax Credit

  • Child Tax Credit

  • Pension Credit

To receive the first payment, you will need to have been eligible for benefits from 25 May 2022. To receive the second payment, you will need to have been deemed eligible for benefits between 26 August 2022 and 25 September 2022.

How do I get my cost of living payment?

You don’t have to do anything. If you are eligible then the payment will automatically be paid to you in the same way that your benefits are paid.

How much will I get?

In total you will receive £650 and it will be paid in two instalments. The first payment will be £326 and the second payment will be £324.

When will the payments be made?

The first payment will be with you sometime from 14 July and the second payment will be paid in the autumn (at the time of publishing this blog post, the second date hasn’t been announced yet).

The cost of living rises that we’ve seen this year are extreme and we know that many people will be pushed into scary financial situations. If that sounds like you, or if you know someone who is in difficulty then please get in touch with us. CAP exists to help people who are in financial difficulties and we are only a phone call away.

Update 21/07/22: The Welsh Government have made an additional £90m available to expand the groups who can apply for £200 to help towards their winter fuel bills. This opens it up to people claiming child tax credits, pension credits, disability benefits, carers allowance, contributory benefits (like contribution based ESA, JSA) and those receiving help from the Council Tax Reduction Scheme. Low income households can apply from 26 Sept 2022 with first payments reaching people in October.

Find free CAP services near you

Get help