Photograph by Kathryn Anne Photography
Freedom from debt should be accessible and affordable for everyone. The Debt Relief Order (DRO) was designed as a solution for those on the lowest incomes who simply cannot afford to repay their debts. However, the current system often excludes those it was created to help.
That's why we're calling on the Government to simplify the solution to debt by changing the DRO, helping more people access an invaluable tool on their journey to debt freedom.
Email your MP using our ready-made template, and add your voice to help make DROs a more accessible and affordable option for those it was created to help.
Will you ask the Government to simplify the solution to debt by making the Debt Relief Order more accessible?
Denis’ story
‘My wife and I were made redundant four times over a number of years, and then she became disabled a few years ago. Losing her income was a big blow.
I was handling all the finances and could see we had a problem, but I kept it all to myself.
It got to the stage where we had to choose between paying a bill or buying food. We weren’t able to deal with it.
A few years ago I had a mental breakdown. I was getting to a stage where my wife said I was showing symptoms again. We sat down and talked about it and then got in touch with CAP.
Within two or three weeks Nick from CAP came to see us with a budget and the recommendations. I’m retired, so we didn’t have any options for increasing the money coming in. The only clear way forward was a DRO.
It was such a big deal for us to have the DRO granted. It’s the simple things. We can go out and get a cup of coffee. We’re able to do things we haven’t in 30 years. It’s like we’ve gone through a period of heavy rain and now the sun’s out and it’s totally different.
But the biggest change is the fact that my wife and I talk on a daily basis. It’s given us a much stronger relationship, it’s given us control.’
Stories in numbers
2,250
The amount of people CAP helped become debt free last year
91%
The amount of CAP clients who go through a DRO and remain free from problem debt.
9/10
CAP clients rate their overall satisfaction with our service at nine out of ten
