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Your CAP journey out of debt

Your CAP journey out of debt

Every year the CAP team helps more than 2,500 clients to become debt free and we’re delighted to be walking with you on this journey! We’ve put this information together as a guide to your journey out of debt. It will explain the different routes you can take and answer any questions you may have. Remember, we're here to take you through the process every step of the way, our aim is to see you debt free — so let's get started.

Your options:
CAP Debt Management Plan

The aim of your CAP Debt Management Plan is to allow you to live within your means as you make manageable payments towards your debts. Find out more about how this could work for you.

Your options:
Bankruptcy

Bankruptcy isn’t as scary as it seems. It can be an important step on your journey to becoming debt free, so why don't we take a look at what's involved?

Your options:
DRO

You might not have heard of a Debt Relief Order (DRO) but it could be part of your journey to becoming debt free. Let’s see if this could work for you.


Your questions?

After reading about your options, you might have a few questions or need a bit more information. Hopefully the answers on this page will help fill in the gaps.

I’m not a CAP client but I’m struggling with debt, can you help me?

If you are trapped in debt and can’t find a way out, we’re here to help. Our specialist Debt Help service is free and local to you.

Enter your postcode now to find out how CAP can help you.

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