CAP is launching its “Budget not Blues” campaign to help Brits improve their finances in 2025, offering free face to face money coaching sessions.
It comes as the charity is revealing new polling from Opinium Research, which highlights that millions are anxious about how they will make ends meet, with the high cost of essentials still a driving issue for many:
17.7 million (33%) UK adults are suffering daily anxiety about their finances
Of those who reported facing financial hardship, 38% cited the high cost of essential items, as a primary cause (equivalent to around 7.6 million people in the UK)
13.8 million (25%) want budgeting help, rising to over half of 18–34s (52%, 7.8 million)
Our new Budget not Blues money coaching sessions for 2025 are now starting to go up on our website for people to book, with more being added daily. They are designed to empower people to take control of their finances, equipping them with the knowledge and skills to navigate challenging economic times.
Peter Snell, CAP’s money coaching expert
“These statistics paint a stark picture of the financial anxieties facing millions of households,” said Peter Snell, CAP’s money coaching expert. “It’s heartbreaking to see so many people struggling daily with the fear of not being able to afford the basics – food, heating, light, toiletries, clothing.
“The sheer scale of this problem underscores the urgent need for accessible support, which is precisely what our Budget not Blues campaign provides. We’re not just offering budgeting tips; we’re offering a lifeline to those drowning in financial worry.
CAP’s free money coaching sessions are run at local churches across the UK. There are already over 1,500 trained money coaches across the country who are delivering free group workshops and one-on-one coaching sessions, which equip individuals with the skills to create and manage a personal budget effectively.
5 Budget not blues top tips to help improve your financial situation in 2025:
Free money coaching sessions: Learn practical budgeting skills from experienced coaches via capuk.org/money
Free step-by-step budgeting guide: Downloadable from capuk.org/budgeting, this guide walks users through creating a personal budget and maximizing income.
Free benefits calculator: Uncover potential extra income with CAP’s quick and easy benefits calculator at capuk.org/calculator.
Free debt help: Struggling with debt? CAP offers free debt counselling and support. Visit capuk.org/help.
Take the free new Money Personality Quiz which provides useful tips on building a better relationship with money, and helps people understand your spending habits.
Making a Difference in Local Communities
CAP’s free services, delivered through local churches, have transformed lives by helping individuals gain control over their finances and find a path out of debt. From money coaching to job clubs and life skills courses, CAP provides practical solutions and emotional support to those in need.