The document is a 2024 addendum to a 2023 report by Christians Against Poverty (CAP), examining financial issues faced by vulnerable individuals in Northern Ireland. It highlights ongoing problems such as poor mental health, cost of living pressures, deficit budgets, and illegal money lending. The report also underscores continued challenges with social security benefits, rising housing costs, and the increasing number of deficit budgets, which are hindering CAP clients from improving their financial situations.