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Breathing Space - new scheme launched in England and Wales giving 60 days respite from debt collection

Name: Christians Against Poverty UK
Price range: $

Policy and research

4 May 2021

A person sitting with their back to the camera looking at a beautiful view of some mountains at sunset.

Today marks the start of the Government’s Breathing Space scheme (officially the Debt Respite Scheme). A breathing space gives someone in problem debt legal protection from creditor action for up to 60 days while they seek debt advice. CAP will be able to make applications on behalf of clients eligible for the scheme, along with other FCA authorised debt advisors in England and Wales.

Read our blog about what it hopes to deliver for people in problem debt

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Your donation could pay for:

£10

£15

£30

could prevent a family of four from going hungry by providing an emergency food shop

could see a family supported from their first call to CAP, to being debt free

could provide emergency fuel top-ups for twelve families who are struggling to keep warm

£

Thank you for thinking of making a donation to support our work!
The minimum donation we accept is £1. This is to ensure we cover admin and processing costs.

Thank you for thinking of making a donation to support our work!
For any donation amount above £25,000, please contact [email protected] to make the donation directly.

Your donation could pay for:

£20

£30

£50

could prevent a child from going hungry by providing an emergency food shop

could heat a family's home during the cold winter by providing an emergency fuel top-up

could provide new school uniforms for two children whose parents are struggling with costs

£

Thank you for thinking of making a donation to support our work!
The minimum donation we accept is £1. This is to ensure we cover admin and processing costs.

Thank you for thinking of making a donation to support our work!
For any donation amount above £25,000, please contact [email protected] to make the donation directly.

Breathing Space - new scheme launched in England and Wales giving 60 days respite from debt collection

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Useful links

See more policy and research

Regulation of Buy-Now, Pay-Later: consultation on draft legislation

CAP feeds into the Child Poverty Strategy

CAP has responded, as part of Taking Control, to the ECB’s consultation on the ECB approach to complaints handling and sanctions

A Christmas beyond breaking point

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