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Breathing Space - new scheme launched in England and Wales giving 60 days respite from debt collection

Name: Christians Against Poverty UK
Price range: $

Policy and research

4 May 2021

A person sitting with their back to the camera looking at a beautiful view of some mountains at sunset.

Today marks the start of the Government’s Breathing Space scheme (officially the Debt Respite Scheme). A breathing space gives someone in problem debt legal protection from creditor action for up to 60 days while they seek debt advice. CAP will be able to make applications on behalf of clients eligible for the scheme, along with other FCA authorised debt advisors in England and Wales.

Read our blog about what it hopes to deliver for people in problem debt

MATCH FUNDED APPEAL

Ruth holding a sign that reads 'There is so much need. I'm at my limit.'

Ruth, Co-Debt Centre Manager

We urgently need your support to reach every person in poverty.

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Your monthly gift of:

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£20

£30

could answer 5 first calls from people in desperate need of help every month.

could open up an extra appointment with a Debt Coach for one more person in urgent need every month.

could support someone like Jim from their first phone call to a debt solution every month.

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Thank you for thinking of making a donation to support our work!
The minimum donation we accept is £1. This is to ensure we cover admin and processing costs.

Thank you for thinking of making a donation to support our work!
For any donation amount above £25,000, please contact [email protected] to make the donation directly.

Your gift of:

£20

£55

£80

could open up an extra appointment with a Debt Coach, for one more person in urgent need.

could train an expert Debt Advisor to provide essential support to those at their most vulnerable.

could provide four vital appointments with a Debt Coach to someone in their most difficult moments.

£

Thank you for thinking of making a donation to support our work!
The minimum donation we accept is £1. This is to ensure we cover admin and processing costs.

Thank you for thinking of making a donation to support our work!
For any donation amount above £25,000, please contact [email protected] to make the donation directly.

Breathing Space - new scheme launched in England and Wales giving 60 days respite from debt collection

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Useful links

See more policy and research

CAP responds to the Accountant in Bankruptcy’s stage three review of Scotland’s statutory debt solutions

CAP responds to the Utility Regulator in Northern Ireland’s consultation

CAP responds to Ofgem’s Call for Input on Affordability and debt in the domestic retail market

We urgently need your support to reach every person in poverty.

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