CHRISTMAS APPEAL: Families are at breaking point. Give essential emergency aid to a family this winter.
CHRISTMAS APPEAL: Give emergency aid to a family this winter.
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Breathing Space - new scheme launched in England and Wales giving 60 days respite from debt collection

A person sitting with their back to the camera looking at a beautiful view of some mountains at sunset.

Today marks the start of the Government’s Breathing Space scheme (officially the Debt Respite Scheme). A breathing space gives someone in problem debt legal protection from creditor action for up to 60 days while they seek debt advice. CAP will be able to make applications on behalf of clients eligible for the scheme, along with other FCA authorised debt advisors in England and Wales.

Christmas appeal
Dad sat with his two young children, all three are staring at the camera with sadness next to a Christmas tree
Bring a family joy this Christmas

A Christmas beyond breaking point

Dad sat with his two young children, all three are staring at the camera with sadness next to a Christmas tree