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Breathing Space - new scheme launched in England and Wales giving 60 days respite from debt collection

Name: Christians Against Poverty UK
Price range: $

Policy and research

4 May 2021

A person sitting with their back to the camera looking at a beautiful view of some mountains at sunset.

Today marks the start of the Government’s Breathing Space scheme (officially the Debt Respite Scheme). A breathing space gives someone in problem debt legal protection from creditor action for up to 60 days while they seek debt advice. CAP will be able to make applications on behalf of clients eligible for the scheme, along with other FCA authorised debt advisors in England and Wales.

Read our blog about what it hopes to deliver for people in problem debt

Mental health crisis appeal

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Debt should never be a death sentence.

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Your regular donation of…

£10

£25

£40

could answer 5 calls to our helpline every month, bringing hope to those in financial crisis

could provide essential suicide support training for a local CAP worker every month

could make two face-to-face debt coach appointments available every month

£

Thank you for thinking of making a donation to support our work!
The minimum donation we accept is £1. This is to ensure we cover admin and processing costs.

Thank you for thinking of making a donation to support our work!
For any donation amount above £25,000, please contact [email protected] to make the donation directly.

Your gift of

£20

£40

£50

could answer 10 calls to our helpline, bringing hope and support to those in financial crisis

could make two face-to-face debt coach appointments available

could provide essential suicide support training for two local CAP workers

£

Thank you for thinking of making a donation to support our work!
The minimum donation we accept is £1. This is to ensure we cover admin and processing costs.

Thank you for thinking of making a donation to support our work!
For any donation amount above £25,000, please contact [email protected] to make the donation directly.

Breathing Space - new scheme launched in England and Wales giving 60 days respite from debt collection

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Useful links

See more policy and research

Rethinking the barriers to work

When applying isn’t enough: the real barriers to work in the UK

Letter to Prime Minister calling for bailiff regulation

Debt should never be a death sentence.

Give a lifeline this Easter

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