EMERGENCY APPEAL. UK poverty is rising. We urgently need your help to reach everyone.
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CAP responds to HM Treasury’s consultation on the Help to Save scheme reform

Plant growing from a pot of coins

CAP has submitted a written consultation response to the HM Treasury on how the Help to Save scheme can be reformed and simplified.

Overall CAP views Help to Save’ as a positive scheme, which fits well with the aims CAP has for clients and participants. However, more needs to be done to enable the scheme to be accessible for people who may be digitally or financially illiterate. Other changes such as increasing the flexibility of the saving amount per month and the benefit being offered monthly or annually may also be beneficial. These changes need to be made alongside developing an approach to ensure that people can easily maintain this saving practice, such as automatic enrolment into a savings scheme when the account matures and the offer of free financial advice.

Ruth holding a sign that reads 'There is so much need. I'm at my limit.'
‘Rising poverty is pushing churches like mine to their limit,’ says Ruth. ‘Please help us meet the growing need.’

We urgently need your support to reach every person in poverty.

Ruth holding a sign that reads 'There is so much need. I'm at my limit.'