CHRISTMAS APPEAL: Families are at breaking point. Give essential emergency aid to a family this winter.
CHRISTMAS APPEAL: Give emergency aid to a family this winter.
Give now

CAP's response to the HM Treasury's consultation on a new statutory debt repayment plan

Scattered credit cards and an open laptop

The government plans to introduce a new debt solution called the Statutory Debt Repayment Plan (SDRP). SDRP places a focus on debt repayment rather than debt relief and covers a broad range of debts, including debts owed to the government and creditors outside of financial services. Whilst repaying debts through a SDRP individuals will be protected from enforcement action, creditor contact, interest, fees and charges on their debts. We broadly agreed with the proposals outlined but gave specific feedback on the need for more flexibility in order to better support CAP clients. 

You can read our full response here.

Christmas appeal
Dad sat with his two young children, all three are staring at the camera with sadness next to a Christmas tree
Bring a family joy this Christmas

A Christmas beyond breaking point

Dad sat with his two young children, all three are staring at the camera with sadness next to a Christmas tree