Appeal: Poverty pushes people into dark places. Will you help bring hope?
Appeal: Will you help bring hope to someone like Bea?
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Pre-action protocols for civil court action

A hand holding a fountain pen signing an important document.

CAP responded to the Civil Justice Council consultation on pre-action protocols. Pre-action protocols intend to give a framework for parties to resolve and narrow down disputes before taking legal action. We broadly agreed with the importance of having pre-action protocols. To protect vulnerable individuals who lack the capacity to deal with or dispute their liability for a debt, we also welcomed the proposals that increase the expectations on the party intending to make a claim. We especially welcomed the proposal to extend the scope to claims brought by private landlords and for all mortgaged properties that are occupied as a home. We also encouraged an exploration of the practicalities and benefits of creating a new mandatory protocol for Council Tax before the case is taken to court for a Liability Order. 

Fundraising appeal
Bea, now debt free. She is a lady with bright blue hair and an equally bright smile, smiling directly at the camera.
Bea, now debt free

Will you bring hope to someone like Bea?

Bea, now debt free. She is a lady with bright blue hair and an equally bright smile, smiling directly at the camera.