Policy and Government
At CAP we don’t want to just treat the symptoms of poverty; we also want to address the causes. That’s why we’re working tirelessly behind the scenes to shape and influence the policies that affect our clients. It means we get to speak on behalf of the vulnerable to the people with the power to change their lives. And our voice is growing louder.
Industry professionals seek our opinion on current issues, and our recommendations get heard in Parliament. Change is happening. Below are some of the ways in which we are fighting for justice amongst the country’s key decision-makers.
07 August 2019
We welcome the opportunity to respond to Ofgem's latest Consumer Vulnerability Strategy. Following the original 2013 document, it is good to take stock of the progress so far and identify any gaps that remain. We recognise the need for action in the five priority areas that this review has highlighted.
Read the full document here
30 July 2019
CAP has responded to a call for evidence to back amendments to Scotland's Debt Arrangement Scheme (DAS). DAS is a statutory debt repayment plan available to help people in problem debt in Scotland. The proposed changes will put debtors' interests front and centre in the scheme, for example by introducing short-term crisis payment breaks. However, we believe a couple of changes are needed to ensure consistency with other debt solutions in the UK.
26 July 2019
We are pleased to respond to the FCA’s Credit Information Market Study, to identify if harm is occurring in the credit information market. This market offers many benefits, however we were particularly keen to see whether there is a fairer way of displaying debt resolutions on credit reports, to favour those who repay their debts over those who go through insolvency.
Read the full document here
04 July 2019
CAP has joined over 45 charities calling on the Government to lift the two-child limit and help all children thrive. Families with a third of subsequent child born after 6 April 2017 are no longer entitled to Tax Credits or Universal Credit for that child - worth £2,780/year. As a result, 300,000 children will be pushed into poverty and a million pushed deeper into poverty by 2023/4. The number of children already living in poverty in the UK is unacceptable. It is not right that children should bear the brunt of this policy and we are asking the Government to look again. Find out more here.
26 June 2019
In a society that believes in compassion and justice, it can’t be right that many people are held back by destitution and locked out of opportunities to improve their lives. This is particularly the case for a high proportion of those in financial difficulty who experience poverty so extreme that they lack basic subsistence. For example, before CAP's help, 89% went without food, 80% without heat and 9% even went without shelter. Click here to read the briefing paper in full.